Private Lenders Directory
Explore lender profiles across seven financing categories. Compare product fit and available profile information, then confirm credentials and current terms directly with each lender.
What Is the Private Lenders Directory?
The LendLedger Private Lenders Directory groups profiles by hard money, bridge, DSCR, fix and flip, construction, merchant cash advance, and revenue-based financing. Start with the product that fits your property or business need.
Compare each prospective lender against the same transaction: location, loan purpose, collateral, amount, closing deadline, and repayment plan. Ask for current written terms because pricing and eligibility change with the deal and market.
Profiles can provide a starting point for research. Information and reviews vary by profile; a listing is not a guarantee of licensing, funding ability, or performance. Independently verify credentials, references, and final documents.
Browse the categories below and open public profiles for available details. Full directory access requires account approval.
Lender categories
Hard Money Lenders
Browse hard money lender profiles. Compare service areas, loan sizes, available reviews, and written loan terms.
Browse Hard Money lendersBridge Loan Lenders
Compare bridge lenders by property fit, written terms, closing requirements, and exit plans.
Browse Bridge Loans lendersDSCR Lenders
Browse DSCR lender profiles and compare available service areas, loan sizes, reviews, and rental loan requirements.
Browse DSCR lendersFix & Flip Lenders
Browse fix and flip lender profiles. Compare property fit, available reviews, rehab draw procedures, and written terms.
Browse Fix & Flip lendersConstruction Lenders
Browse private construction lender profiles and compare project fit, loan sizes, available reviews, and draw requirements.
Browse Construction lendersMCA Funders
Browse merchant cash advance funder profiles. Compare available reviews and ask providers for written repayment and fee terms.
Browse MCA lendersRevenue-Based Financing Providers
Browse revenue-based financing providers and compare available reviews, repayment terms, fees, and business eligibility.
Browse Revenue-Based lendersAbout each lender category
Hard Money Lenders
Asset-based property financing often used for acquisitions or renovations. Ask how the lender values the property and releases construction funds.
Hard money loans are often secured by real estate and evaluated with attention to the property and repayment plan. Lenders differ in their credit requirements, collateral limits, experience requirements, and closing process. Confirm that the proposed loan fits your property, location, budget, and exit strategy.
Bridge Loan Lenders
Financing for a property transition before a sale or refinance. Compare maturity, extension rights, and the repayment plan.
Looking for a bridge loan lender? Start with the property, financing need, and planned exit. Browse potential lenders here, then ask each one whether it funds your location, asset type, and loan size.
DSCR Lenders
Rental property financing that considers property income relative to debt payments. Ask how each lender calculates qualifying rent and reserves.
Debt service coverage ratio (DSCR) financing evaluates a rental property’s income against its debt obligations. Lenders use different calculations and may also consider credit, reserves, property condition, and borrower experience. Ask each lender which income and expense figures it uses.
Fix & Flip Lenders
Acquisition and renovation financing. Compare cash needed at closing, valuation method, and draw procedures.
Fix and flip financing can cover acquisition, renovation, or both. Lenders may evaluate the purchase price, renovation budget, and estimated after-repair value. Ask which amount controls the loan size and how much cash you need at closing.
Construction Lenders
Financing for ground-up construction. Review project budget, draw inspections, contingency funds, and completion requirements.
Private construction financing can support a ground-up build or a major project that does not fit a standard acquisition loan. Lenders differ in eligible property types, builder requirements, budget review, and how they value land and completed work.
MCA Funders
Business funding based on purchased receivables. Compare the amount advanced, total remittance, payment schedule, and all fees.
A merchant cash advance (MCA) provides funds in exchange for future business receipts under a contract that sets the amount to be collected and the collection method. Payment timing and reconciliation rights vary by agreement, so read the actual contract before comparing costs.
Revenue-Based Financing Providers
Business funding repaid according to revenue. Check how payments adjust, the total repayment cap, and any minimum payments.
Revenue-based financing (RBF) links repayment to a business’s revenue under terms set by the provider. Some agreements use a percentage of receipts and a repayment cap; others have different payment rules. Check the contract rather than assuming all products work alike.
Frequently asked questions
What types of lenders are listed on LendLedger?
The directory has categories for hard money, bridge, DSCR rental, fix and flip, construction, merchant cash advance, and revenue-based financing. Availability varies by location and profile.
How are lenders verified on LendLedger?
Accounts and profiles may have different review states. Treat any directory badge as one signal and independently confirm business identity, licensing where applicable, references, and funding capacity.
What are typical interest rates for private lenders?
Rates and fees depend on the product, transaction, borrower, and market. Request current written offers and compare the full cost, repayment schedule, and extension terms.
How do private lenders differ from bank lenders?
Some private lenders offer property or business financing structures that differ from bank products. Underwriting, regulation, cost, and closing timelines depend on the specific lender and transaction.
Is LendLedger free to use?
The public profile and category pages can be browsed without an account. Full directory access requires an approved account.
Verified directory for private lending professionals. Built for deal-makers.
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