LENDLEDGER

Loan Brokers & ISO Directory

Browse public profiles of loan brokers and independent sales organizations. Profiles can help you identify potential intermediaries for real estate and business financing.

A broker may submit your application to one or more lenders or funders. Ask where your information will go, how the broker is paid, and whether any fee is due from you.

Profile fields and reviews vary. Confirm the legal business identity, applicable licensing, lender relationships, recent references, and written transaction terms independently.

What Is a Loan Broker?

A loan broker helps a borrower identify and approach potential financing providers. Broker compensation and obligations vary by product and transaction. Ask which lenders will receive your information and get all fees in writing before submitting an application.

Compare broker profiles

Use public profiles to identify brokers who may work with your product and location. Profile details and reviews vary. Confirm identity, applicable licensing, lender relationships, and recent references independently.

Types of Brokers Listed

  • •MCA ISOs — independent sales organizations that place merchant cash advance deals with funders.
  • •Commercial mortgage brokers — specialists who place business real estate loans with banks and private lenders.
  • •SBA loan brokers — agents who package and submit SBA 7(a) and 504 applications to participating lenders.
  • •Hard money & bridge brokers — intermediaries who connect real estate investors with short-term private capital.
  • •Revenue-based finance brokers — agents who place e-commerce and SaaS businesses with RBF providers.

How to Choose a Loan Broker

The right broker saves you time and money. The wrong one costs you both. Here's what to check before you hand over your financial information:

  • ✓Ask for references. A good broker can name borrowers who will vouch for them on deals similar to yours.
  • ✓Confirm their lender network. Ask which lenders they work with and whether they will submit your file to each one.
  • ✓Ask how they get paid. Transparent brokers disclose their fees upfront. Hidden markups are a red flag.
  • ✓Check their deal accuracy score. Compare the broker's quoted terms with the final lender documents.
  • ✓Check applicable licensing with the relevant regulator, and confirm the broker's legal business identity.

Browse brokers & ISOs

How to vet a broker

Ask for the legal business name, relevant licensing status, recent comparable transactions, and lender references. Confirm compensation, information sharing, and the scope of the broker's work in writing. Directory information is a starting point for these checks.

What is an MCA ISO?

An MCA independent sales organization connects a business seeking a merchant cash advance with a provider and may receive a commission. Before sharing bank statements, ask which providers will receive your information and get the broker's compensation in writing.

Compare the amount advanced, total amount to be repaid, withdrawal schedule, and any reconciliation terms in the actual offers. The Consumer Financial Protection Bureau describes MCA as sales-based financing; the contract terms still need careful review.

Frequently asked questions

What is the difference between an ISO and a loan broker?

Both labels can describe financing intermediaries. Ask what product they place, which funders receive applications, and the scope of their contractual relationship.

How do brokers get paid?

Compensation can come from a lender, borrower, or both, depending on the product and agreement. Request written disclosure of every fee and when it is earned.

How can I evaluate a broker?

Confirm legal identity, applicable licensing, comparable closing references, lender relationships, information-sharing practices, and written compensation terms.

What is an MCA ISO?

An MCA ISO is an intermediary that introduces businesses seeking merchant cash advances to funders. Ask how it is compensated and where the application will be sent.

What questions should I ask before submitting my file?

Ask which funders will receive it, what information will be shared, who pays the broker, and whether the broker has recent experience with your product and state.

Can I see which lenders a broker works with?

Some brokers disclose funder relationships on their profile or on request. Confirm the current relationship directly before relying on it.

What if quoted terms change before closing?

Compare the final lender documents with the earlier written quote. Ask which terms were conditional and why they changed before signing.

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