LENDLEDGER

Private Lender Directory — Search Verified Lending Professionals

LenderLedger is the only verified private lender directory built for real estate investors, operators, and brokers who need to know who they're dealing with before wiring money or signing a term sheet. Browse 1,100+ verified profiles of private lenders, bridge lenders, and hard money lenders — each with documented deal history, verified credentials, and real borrower reviews. Whether you're seeking a reliable source of private capital for a fix-and-flip, a ground-up construction loan, or a bridge to permanent financing, our directory of verified private lending professionals gives you the transparency to make confident decisions. Every profile on LenderLedger is backed by real deal data, so you can evaluate track record, lending focus, and geographic reach before making first contact.

1,100+

Verified Lenders

42

States Covered

8,500+

Deals Documented

4.8★

Avg. Lender Rating

Browse a limited preview below. Create a free account to unlock the full directory.

The Verified Private Lender Directory

LenderLedger is the only verified directory of private lending professionals in the U.S. — covering private lenders, bridge loan operators, and commercial mortgage brokers. With over 1,100 verified profiles and growing, borrowers and sponsors can search deal history, read verified reviews, and confirm track records before wiring funds or signing a term sheet.

Private lending fraud costs investors an estimated $1.3 billion annually. LenderLedger's verification process — including license checks, deal confirmations, and peer reviews — gives you the confidence to move fast without moving blind.

8 preview results
1128 Capital logo

1128 Capital

Lender· HQ: TX

Loan Size
$85k – $3M
Max LTV
80%
Products
Private
States
TX
Unclaimed profile
A&S Capital logo

A&S Capital

Lender· Est. 2018 · HQ: Miami, FL

Loan Size
$150k – $2.5M
Max LTV
75%
Products
Private
States
FL
Unclaimed profile
Accelerated Growth Capital logo

Accelerated Growth Capital

Lender· Est. 2021 · HQ: Evansville, IN

Loan Size
$50k – $998k
Max LTV
85%
Products
Private
Unclaimed profile
Acra Lending logo

Acra Lending

Lender· Est. 2003 · HQ: Irvine, CA

Loan Size
$100k – $3M
Max LTV
85%
Products
Private
States
CA
Unclaimed profile
Aloha Capital logo

Aloha Capital

Lender· Est. 2015 · HQ: Boulder, CO

Loan Size
$75k – $20M
Max LTV
80%
Products
Hard money
States
NC
Unclaimed profile
Alpha Funding Capital logo

Alpha Funding Capital

Lender· Est. 2007 · HQ: Red Bank, NJ

Loan Size
$75k – $2M
Max LTV
90%
Products
Private
States
NJ
Unclaimed profile
Alpha Funding Corp. logo

Alpha Funding Corp.

Lender· Est. 2013 · HQ: Las Vegas, NV

Loan Size
$1.5M – $100M
Max LTV
75%
Products
Private
Unclaimed profile
Alpha Tech Lending logo

Alpha Tech Lending

Lender· HQ: West Hempstead, NY

Loan Size
$100k – $5M
Max LTV
85%
Products
Private
States
NY
Unclaimed profile

How to Use the Private Lender Directory

Start by entering a lender name, city, or state in the search bar above. Use the type filter to narrow results to lenders, brokers, or operators. Each profile card shows the professional's verified credentials, lending focus, and geographic coverage at a glance. Sign up for a free account to view full profiles — including deal history, borrower reviews, and direct contact details — so you can shortlist and reach out to the right private lending professionals for your project.

Why Verification Matters in Private Lending

The private lending space is largely unregulated compared to institutional finance, which means borrowers face real risk from unverified sources. LenderLedger requires every lender to submit documented proof of closed transactions before a profile goes live. This creates a verifiable track record that protects borrowers and rewards legitimate private lending professionals with the visibility their reputation deserves. Lender reviews from real borrowers add another layer of accountability — making LenderLedger the most trustworthy private lender directory available to real estate professionals.

Frequently Asked Questions

What is a private lending directory?
A private lending directory is a searchable database of private lenders — individuals or companies that provide real estate loans outside of traditional banks and credit unions. LenderLedger's directory goes further by verifying each lender's deal history and collecting borrower reviews, so you can evaluate track record before you make first contact.
How do I find a verified private lender?
Search the LenderLedger directory by location, loan type, or lender name. Every profile marked "Verified" has been reviewed by our team and includes documented proof of closed transactions. Create a free account to filter by loan size, asset class, and geographic focus to find the right verified private lender for your deal.
Is LenderLedger free to use?
Browsing the preview directory is free with no account required. A free account unlocks full profile details — including contact information, deal history, and borrower reviews. Lenders can also claim or create their own profile at no cost to reach thousands of active real estate borrowers and brokers.
What types of lenders are listed in the directory?
LenderLedger includes hard money lenders, bridge lenders, construction lenders, and other private lending professionals across 42 states. You'll also find mortgage brokers who specialize in private capital placement and real estate operators who co-invest — giving you a complete view of the private lending ecosystem in one place.
How does LenderLedger verify private lenders?
Verification requires submission of documented closed transactions — HUD-1s, settlement statements, or equivalent closing documents. Our review team confirms each submission before the "Verified" badge appears on a profile. Lenders are re-reviewed periodically, and any profile that can't be substantiated is removed from the directory.

The verified private lender directory for real estate investors

Private lending is a $70+ billion industry in the United States. According to the American Association of Private Lenders (AAPL), U.S. private lending originations surpassed $70 billion in 2023. It moves fast. It operates largely outside traditional credit channels. That speed creates opportunity — and real risk.

Hard money loan rates typically range from 8% to 15%, depending on loan-to-value ratio and borrower experience. Bridge loans on commercial assets often price 200–400 basis points above benchmark rates. These are large sums. Choosing the wrong lender costs money, deals, and time.

“The biggest mistake real estate investors make is wiring money to a lender they haven’t verified. A real track record — real deals, real reviews from real counterparties — is the only due diligence that matters.”
— Private lending industry best practice, AAPL member guidelines

Fraud in private lending clusters around advance-fee scams, phantom closings, and lenders who inflate origination fees after term sheets are signed. Surveys of real estate investor communities consistently show that a significant share of active investors have encountered at least one fraudulent or predatory lending offer. The damage is not just financial. A bad lender can kill a deal, damage a relationship, and tie up capital for months.

LenderLedger solves this problem. This directory lists verified private lenders, brokers, and operators across the United States. Every verified profile goes through entity verification, operating history review, and licensing checks where applicable. Ratings come from real counterparties — borrowers, brokers, and co-lenders who completed actual transactions. Lenders cannot pay to improve their standing or remove negative reviews.

Use this directory to:

Whether you need hard money for a fix and flip, bridge financing for a commercial acquisition, or a DSCR rental loan, this directory gives you the verified data to make a confident decision.

Browse lenders by loan type

Hard Money Lenders

Short-term asset-based loans for investors. Fast closings, flexible underwriting.

Browse hard money lenders

Bridge Loan Lenders

Short-term bridge financing for acquisitions, repositions, and portfolio transitions.

Browse bridge loan lenders

DSCR Lenders

Rental property loans qualified on cash flow — no tax returns, entity-friendly.

Browse dscr lenders

Fix & Flip Lenders

Purchase-plus-rehab loans sized to after-repair value with draw disbursements.

Browse fix & flip lenders

Construction Lenders

Ground-up build financing with draw-based structures for spec and custom homes.

Browse construction lenders

MCA Funders

Merchant cash advance providers rated by merchants and ISOs on real deal conduct.

Browse mca funders

Frequently asked questions

What is a private lender directory?

A private lender directory is a verified database of private lending professionals — including hard money lenders, bridge loan providers, and real estate debt funds — that allows borrowers and brokers to search, compare, and vet lenders before entering a transaction.

How do I verify a private lender's track record?

LenderLedger provides verified profiles with real deal reviews, funding history, and borrower feedback so you can check a lender's track record before wiring money or signing a term sheet.

How do I find a verified private lender?

Use LenderLedger's verified directory to search lenders by loan type and state. Each profile shows deal history, real borrower reviews, and a curator-applied Verified badge — so you can vet before you wire money.

What loan types are in the LendLedger directory?

The directory covers hard money, bridge, DSCR, fix and flip, construction, MCA, and revenue-based financing lenders, plus commercial loan brokers and real estate operators.

Are the lenders in the directory verified?

Curators verify legal entity, operating history, and licensing where applicable before applying the Verified badge. Ratings and risk flags come from moderated reviews by real counterparties — lenders cannot pay for placement or review removal.

How do I find fix and flip lenders in my state?

Browse the fix and flip lenders category, then filter by state. Each profile lists the states where the lender is actively funding deals, along with rate ranges, ARV limits, and borrower reviews on draw speed.

What is the difference between a hard money loan and a bridge loan?

Hard money emphasizes asset-based underwriting on shorter residential deals, while bridge spans residential and commercial at multiple size tiers. The terms overlap heavily — many lenders in this directory offer both products.