About the private lender directory

By the LendLedger teamLearn about LendLedger and how verification works.

New to private lending? Read our guide: How to Vet a Private Lender →

Use this directory to identify potential lending partners, then verify the funding entity, applicable licensing, references, and written loan terms for your proposed transaction. Directory profiles and reviews provide context, not a guarantee of performance.

How to compare private lenders

  1. Choose a loan category that fits your transaction.
  2. Browse public profiles and note the lenders that may serve your location and deal type.
  3. Confirm lender identity, applicable licensing, references, and current written terms independently.

LendLedger is operated by a team of real estate finance professionals. Learn about our verification process or contact us with questions.

How verification works

Accounts are reviewed before they receive full directory access. A profile or badge is a useful starting point, but it does not replace independent checks of identity, licensing where applicable, references, and loan documents.

Learn how LendLedger works

Compare private lender types

Financing products differ by property, purpose, and repayment plan. Use this comparison to start a shortlist, then confirm eligibility and complete terms with each lender.

Lender typeCommon useQuestions to ask
Hard moneyAcquisition or renovationHow is the property valued? How are draws released?
DSCRRental property financingHow is rental income calculated? What reserves are required?
BridgeFinancing before a sale or refinanceWhen does the loan mature? What happens if the exit is delayed?
ConstructionGround-up or major building workWhat are the draw, inspection, and contingency requirements?

Browse Lenders by Loan Type

Pick your deal type below. Each category links to verified lenders in that space.

Hard Money Lenders

Asset-based financing for investment properties; terms vary by lender and project.

Browse hard money lenders

Bridge Loan Lenders

Short-term bridge financing for acquisitions, repositions, and portfolio transitions.

Browse bridge loan lenders

DSCR Lenders

Rental property loans that consider property cash flow; eligibility varies by lender.

Browse dscr lenders

Fix & Flip Lenders

Purchase-plus-rehab loans sized to after-repair value with draw disbursements.

Browse fix & flip lenders

Construction Lenders

Ground-up build financing with draw-based structures for spec and custom homes.

Browse construction lenders

MCA Funders

Merchant cash advance providers; compare terms and business fit.

Browse mca funders

Frequently Asked Questions

New to private lending? Here are the questions investors ask most.

What is a private lender directory?

A private lender directory is a verified database of private lending companies and individuals. It includes hard money lenders, bridge loan providers, and real estate debt funds. You can search, compare, and vet lenders before you commit to a deal.

How do I verify a private lender's track record?

Use any available profile information as a starting point. Check licensing where applicable, recent closing references, and the complete written terms independently.

How do I find a verified private lender?

Browse lender categories and public profiles, then confirm a prospective lender's business identity, product fit, and references before sharing funds or documents.

What loan types are in the LendLedger directory?

The directory covers hard money, bridge, DSCR, fix and flip, construction, and MCA lenders. You'll also find commercial loan brokers and real estate operators.

Are the lenders in the directory verified?

Profiles and accounts may have different review states. Check each profile's information and independently confirm the lender's credentials for your transaction.

How do I find fix and flip lenders in my state?

Browse the Fix & Flip category and ask lenders whether they serve your state and property type. Request their current terms and draw process directly.

What is the difference between a hard money loan and a bridge loan?

Hard money loans focus on the property value, not your credit score. They're usually short-term and for residential deals. Bridge loans cover both residential and commercial properties at different price ranges. Many lenders offer both — the terms often overlap.

Is LenderLedger free to use?

The public directory preview is available without an account. Full directory access requires account approval; the information shown depends on what profiles contain.

How does LenderLedger verify private lenders?

Account approval and profile information are starting points. Independently confirm the business identity, licensing where applicable, references, and transaction documents.

Learn how profiles are reviewed on our About page or contact us with a question about a listing.